I remember the days when you could tell someone that "the check was in the mail" and that was a valid reason as to why they had not received a payment from you. While you can still say that, nowadays people can actually pull tracking numbers from particular carriers to see if you're actually telling the truth.

Funny that whole "not-telling-the-truth" feeling seems to apply to the mindsets of millions of Americans awaiting a coronavirus stimulus check. So far we've been told that some stimulus money has already been deposited. So, check your bank account. If you didn't find your extra government cash in your account here's what you can do.

Simply visit the Internal Revenue Service's Get My Payment Tool. It's pretty self-explanatory. It will allow you to submit the information that should expedite your receipt of those federal funds.  Electronic distribution of funds is faster and more efficient than paper checks so if you want your money faster, this is the way to go.

By the way, the IRS says this tool won't be active until April 17th.

Wait, there are words of caution you should know and you should share. Please note that the IRS will not initiate contact with anyone to collect personal or bank account information. If you get a call, a text, an e-mail, or even official-looking postcards or letters, it didn't come from a legitimate source.

As always, if you're uncertain then you need to initiate contact with the IRS. Their operators are most helpful and will steer you in the right direction, but remember you call them, they don't call you, okay?